Jay Sobarnia

Jay Sobarnia

(520) 500-9515

Assumable homes for sale in Scottsdale, AZ

168 homesFHA & VA loansrates from 2.38% vs 7.40% today

Scottsdale assumption guide
2455 BROADWAY Road #59, Mesa, AZ, 85204 — assumable FHA mortgage at 2.375%
FHA
Active
20
$295,000$138,816 equity gap
Rate
2.375%
7.40%today
Payment
$699/mo
$1,246today
  • 2beds
  • 2baths
  • 964sqft

2455 BROADWAY Road #59, Mesa

3033 DEVONSHIRE Avenue #3003, Phoenix, AZ, 85016 — assumable VA mortgage at 3.07%
VATop pick
Active
52
$159,900$5,435 equity gap
Rate
3.07%
7.40%today
Payment
$732/mo
$1,191today
  • 1beds
  • 1baths
  • 576sqft

3033 DEVONSHIRE Avenue #3003, Phoenix

2402 5TH Street #1668, Tempe, AZ, 85288 — assumable VA mortgage at 2.86%
VA
Active
23
$379,999$50,396 equity gap
Rate
2.86%
7.40%today
Payment
$1,532/mo
$2,562today
  • 2beds
  • 3baths
  • 1,135sqft

2402 5TH Street #1668, Tempe

1412 13TH Place, Phoenix, AZ, 85034 — assumable FHA mortgage at 2.94%
FHA
Active
$188,100$21,181 equity gap
Rate
2.94%
7.40%today
Payment
$805/mo
$1,332today
  • 3beds
  • 1baths
  • 921sqft

1412 13TH Place, Phoenix

3134 MCKELLIPS Road #178, Mesa, AZ, 85213 — assumable FHA mortgage at 2.98%
FHA
Active
22
$280,000$50,933 equity gap
Rate
2.98%
7.40%today
Payment
$1,084/mo
$1,785today
  • 2beds
  • 2baths
  • 874sqft

3134 MCKELLIPS Road #178, Mesa

948 ALMA SCHOOL Road #13, Mesa, AZ, 85210 — assumable VA mortgage at 3.05%
VA
Active
26
$235,000$38,069 equity gap
Rate
3.05%
7.40%today
Payment
$933/mo
$1,522today
  • 2beds
  • 2baths
  • 918sqft

948 ALMA SCHOOL Road #13, Mesa

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale, AZ, 85251 — assumable VA mortgage at 3.45%
VA
Active
29
$345,000$66,882 equity gap
Rate
3.45%
7.40%today
Payment
$1,368/mo
$2,122today
  • 2beds
  • 2baths
  • 1,192sqft

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale

714 WILLIAMS --, Mesa, AZ, 85204 — assumable FHA mortgage at 2.73%
FHA
Active
29
$400,000$118,451 equity gap
Rate
2.73%
7.40%today
Payment
$1,305/mo
$2,219today
  • 3beds
  • 3baths
  • 1,511sqft

714 WILLIAMS --, Mesa

4260 81ST Street, Scottsdale, AZ, 85251 — assumable FHA mortgage at 2.74%
FHA
Active
28
$299,999$81,571 equity gap
Rate
2.74%
7.40%today
Payment
$1,021/mo
$1,734today
  • 2beds
  • 1baths
  • 904sqft

4260 81ST Street, Scottsdale

9047 9TH Street, Phoenix, AZ, 85020 — assumable FHA mortgage at 3.05%
FHA
Active
39
$450,000$96,726 equity gap
Rate
3.05%
7.40%today
Payment
$1,666/mo
$2,719today
  • 3beds
  • 2baths
  • —sqft

9047 9TH Street, Phoenix

2254 University Drive #2, Mesa, AZ, 85213 — assumable VA mortgage at 3.05%
VA
Active
28
$380,000$77,070 equity gap
Rate
3.05%
7.40%today
Payment
$1,429/mo
$2,331today
  • 3beds
  • 3baths
  • 1,891sqft

2254 University Drive #2, Mesa

4627 SOUTHGATE Avenue, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.09%
FHA
Active
21
$169,900$43,710 equity gap
Rate
3.09%
7.40%today
Payment
$610/mo
$990today
  • 3beds
  • 1baths
  • 1,008sqft

4627 SOUTHGATE Avenue, Phoenix

1904 LEBARON Street, Mesa, AZ, 85201 — assumable VA mortgage at 3.89%
VA
Active
22
$399,999$25,487 equity gap
Rate
3.89%
7.40%today
Payment
$1,931/mo
$2,839today
  • 4beds
  • 2baths
  • 1,328sqft

1904 LEBARON Street, Mesa

714 McKinley Street, Phoenix, AZ, 85006 — assumable FHA mortgage at 3.45%
FHA
Active
28
$529,000$121,279 equity gap
Rate
3.45%
7.40%today
Payment
$2,005/mo
$3,111today
  • 2beds
  • 2baths
  • 1,240sqft

714 McKinley Street, Phoenix

10838 35TH Street, Phoenix, AZ, 85028 — assumable VA mortgage at 4.48%
VA
Active
66
$675,000$8,349 equity gap
Rate
4.48%
7.40%today
Payment
$3,640/mo
$4,985today
  • 5beds
  • 2baths
  • 2,220sqft

10838 35TH Street, Phoenix

1225 36TH Street #2005, Phoenix, AZ, 85008 — assumable VA mortgage at 2.68%
VA
Active
54
$320,000$101,398 equity gap
Rate
2.68%
7.40%today
Payment
$1,017/mo
$1,741today
  • 2beds
  • 2baths
  • 1,206sqft

1225 36TH Street #2005, Phoenix

5550 16TH Street #155, Phoenix, AZ, 85016 — assumable FHA mortgage at 2.78%
FHA
Active
22
$439,500$147,553 equity gap
Rate
2.78%
7.40%today
Payment
$1,377/mo
$2,326today
  • 3beds
  • 2baths
  • 1,530sqft

5550 16TH Street #155, Phoenix

1109 INDIAN SCHOOL Road, Phoenix, AZ, 85013 — assumable FHA mortgage at 2.83%
FHA
Active
38
$449,990$171,360 equity gap
Rate
2.83%
7.40%today
Payment
$1,324/mo
$2,223today
  • 3beds
  • 2baths
  • 1,203sqft

1109 INDIAN SCHOOL Road, Phoenix

2801 29TH Place, Phoenix, AZ, 85008 — assumable FHA mortgage at 2.87%
FHA
Active
29
$410,000$123,630 equity gap
Rate
2.87%
7.40%today
Payment
$1,364/mo
$2,277today
  • 2beds
  • 1baths
  • 1,190sqft

2801 29TH Place, Phoenix

1334 FLOWER Street, Phoenix, AZ, 85014 — assumable VA mortgage at 2.96%
VA
Active
59
$1,115,000$361,551 equity gap
Rate
2.96%
7.40%today
Payment
$3,565/mo
$5,885today
  • 6beds
  • 4baths
  • 3,666sqft

1334 FLOWER Street, Phoenix

1334 FLOWER Street, Phoenix, AZ, 85014 — assumable VA mortgage at 2.96%
VA
Active
59
$1,115,000$361,551 equity gap
Rate
2.96%
7.40%today
Payment
$3,565/mo
$5,885today
  • 6beds
  • 4baths
  • 3,666sqft

1334 FLOWER Street, Phoenix

1017 EL CAMINITO Drive, Phoenix, AZ, 85020 — assumable VA mortgage at 2.98%
VA
Active
43
$519,900$180,954 equity gap
Rate
2.98%
7.40%today
Payment
$1,590/mo
$2,617today
  • 4beds
  • 2baths
  • 1,838sqft

1017 EL CAMINITO Drive, Phoenix

101 7TH Street #212, Phoenix, AZ, 85034 — assumable VA mortgage at 3.01%
VA
Active
34
$360,000$104,394 equity gap
Rate
3.01%
7.40%today
Payment
$1,250/mo
$2,051today
  • 2beds
  • 3baths
  • 1,630sqft

101 7TH Street #212, Phoenix

1342 EMERALD Avenue #418, Mesa, AZ, 85202 — assumable FHA mortgage at 3.02%
FHA
Active
36
$239,900$78,110 equity gap
Rate
3.02%
7.40%today
Payment
$789/mo
$1,292today
  • 2beds
  • 2baths
  • 1,038sqft

1342 EMERALD Avenue #418, Mesa

1307 44TH Street, Phoenix, AZ, 85008 — assumable FHA mortgage at 3.02%
FHA
Active
23
$330,000$109,061 equity gap
Rate
3.02%
7.40%today
Payment
$1,050/mo
$1,720today
  • 3beds
  • 3baths
  • 1,584sqft

1307 44TH Street, Phoenix

1701 Colter Street #148, Phoenix, AZ, 85016 — assumable VA mortgage at 4.17%
VA
Active
15
$397,990$75,234 equity gap
Rate
4.17%
7.40%today
Payment
$1,705/mo
$2,423today
  • 2beds
  • 2baths
  • 999sqft

1701 Colter Street #148, Phoenix

2027 University Drive #132, Tempe, AZ, 85288 — assumable VA mortgage at 4.17%
VA
Active
36
$389,900$56,130 equity gap
Rate
4.17%
7.40%today
Payment
$1,767/mo
$2,511today
  • 2beds
  • 3baths
  • 1,300sqft

2027 University Drive #132, Tempe

2226 FAIRVIEW Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 3.18%
FHA
Active
38
$429,900$134,087 equity gap
Rate
3.18%
7.40%today
Payment
$1,440/mo
$2,311today
  • 2beds
  • 2baths
  • 1,339sqft

2226 FAIRVIEW Avenue, Mesa

1225 36TH Street #2119, Phoenix, AZ, 85008 — assumable FHA mortgage at 2.46%
FHA
Active
39
$315,000$195,604 equity gap
Rate
2.46%
7.40%today
Payment
$1,223/mo
$1,695today
  • 2beds
  • 2baths
  • 1,206sqft

1225 36TH Street #2119, Phoenix

2213 87TH Way, Scottsdale, AZ, 85257 — assumable VA mortgage at 2.65%
VA
Active
24
$675,000$365,216 equity gap
Rate
2.65%
7.40%today
Payment
$1,441/mo
$2,475today
  • 4beds
  • 2baths
  • 1,648sqft

2213 87TH Way, Scottsdale

6119 HARVARD Street, Scottsdale, AZ, 85257 — assumable VA mortgage at 2.72%
VA
Active
43
$669,000$295,831 equity gap
Rate
2.72%
7.40%today
Payment
$1,749/mo
$2,977today
  • 3beds
  • 2baths
  • 1,934sqft

6119 HARVARD Street, Scottsdale

24 FULTON Street, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.74%
FHA
Active
16
$495,000$339,917 equity gap
Rate
2.74%
7.40%today
Payment
$725/mo
$1,231today
  • 4beds
  • 3baths
  • —sqft

24 FULTON Street, Phoenix

1449 11TH Avenue, Phoenix, AZ, 85007 — assumable VA mortgage at 2.74%
VA
Active
32
$325,000$233,531 equity gap
Rate
2.74%
7.40%today
Payment
$426/mo
$724today
  • 3beds
  • 2baths
  • 1,691sqft

1449 11TH Avenue, Phoenix

2820 SUNLAND Avenue, Phoenix, AZ, 85040 — assumable VA mortgage at 2.81%
VA
Active
44
$500,000$236,350 equity gap
Rate
2.81%
7.40%today
Payment
$1,233/mo
$2,075today
  • 5beds
  • 3baths
  • 1,968sqft

2820 SUNLAND Avenue, Phoenix

2711 Pueblo Avenue, Mesa, AZ, 85204 — assumable VA mortgage at 2.81%
VA
Active
47
$810,000$383,406 equity gap
Rate
2.81%
7.40%today
Payment
$2,000/mo
$3,365today
  • 4beds
  • 3baths
  • 3,004sqft

2711 Pueblo Avenue, Mesa

562 HACKAMORE Street, Mesa, AZ, 85203 — assumable VA mortgage at 2.84%
VA
Active
49
$549,900$255,143 equity gap
Rate
2.84%
7.40%today
Payment
$1,367/mo
$2,292today
  • 3beds
  • 2baths
  • 1,950sqft

562 HACKAMORE Street, Mesa

Assuming a mortgage in Scottsdale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 1 of the 168 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$361 /mo
Median cash to assume
$144,366
Jay Sobarnia

Jay Sobarnia

Realtor License: SA696671000

Home Smart Advantage

jay@tucsonlistingagent.com+15205009515
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eXp Realty

Equal Housing Opportunity

Home Smart Advantage is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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