Jay Sobarnia

Jay Sobarnia

Assumable homes for sale in Prescott Valley, AZ

17 homesFHA & VA loansrates from 2.83% vs 7.40% today

Prescott Valley assumption guide
7682 Rabbit Brush Lane, Prescott Valley, AZ, 86315 — assumable VA mortgage at 3.45%
VA
Active
69
$519,500$79,410 equity gap
Rate
3.45%
7.40%today
Payment
$2,164/mo
$3,358today
  • 4beds
  • 2baths
  • 1,765sqft

7682 Rabbit Brush Lane, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$86,236 equity gap
Rate
2.83%
7.40%today
Payment
$1,156/mo
$1,940today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,133 equity gap
Rate
3.04%
7.40%today
Payment
$1,244/mo
$2,033today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

7685 Summit Pass --, Prescott Valley, AZ, 86315 — assumable VA mortgage at 2.90%
VA
Active
43
$400,000$225,850 equity gap
Rate
2.90%
7.40%today
Payment
$830/mo
$1,381today
  • 3beds
  • 2baths
  • 1,425sqft

7685 Summit Pass --, Prescott Valley

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
50
$599,999$95,188 equity gap
Rate
4.67%
7.40%today
Payment
$2,811/mo
$3,766today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 equity gap
Rate
3.57%
7.40%today
Payment
$1,476/mo
$2,256today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$344,900$194,333 equity gap
Rate
3.61%
7.40%today
Payment
$800/mo
$1,217today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$219,500$129,066 equity gap
Rate
4.03%
7.40%today
Payment
$525/mo
$758today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$263,256 equity gap
Rate
4.17%
7.40%today
Payment
$1,029/mo
$1,462today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

10817 TURQUOISE Circle, Dewey, AZ, 86327 — assumable VA mortgage at 6.67%
VA
Active
23
$450,000Potential short sale
Rate
6.67%
7.40%today
Payment
$2,946/mo
$3,171today
  • 3beds
  • 2baths
  • 1,779sqft

10817 TURQUOISE Circle, Dewey

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 equity gap
Rate
4.65%
7.40%today
Payment
$2,010/mo
$2,699today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

1013 FAIRWAY Drive, Dewey, AZ, 86327 — assumable FHA mortgage at 7.03%
FHA
Active
27
$350,000$34,025 equity gap
Rate
7.03%
7.40%today
Payment
$2,156/mo
$2,237today
  • 3beds
  • 3baths
  • 1,686sqft

1013 FAIRWAY Drive, Dewey

2750 CEDAR SPRINGS Lane, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.90%
FHA
Active
35
$375,000$40,972 equity gap
Rate
6.90%
7.40%today
Payment
$2,296/mo
$2,413today
  • 3beds
  • 2baths
  • 1,574sqft

2750 CEDAR SPRINGS Lane, Prescott Valley

5 BEAR Drive, Prescott, AZ, 86305 — assumable VA mortgage at 5.52%
VA
Active
50
$449,000$114,009 equity gap
Rate
5.52%
7.40%today
Payment
$2,025/mo
$2,463today
  • 3beds
  • 2baths
  • 1,176sqft

5 BEAR Drive, Prescott

9355 WOLF Road, Dewey, AZ, 86327 — assumable FHA mortgage at 6.89%
FHA
Active
76
$430,000$128,743 equity gap
Rate
6.89%
7.40%today
Payment
$2,008/mo
$2,113today
  • 3beds
  • 2baths
  • 1,308sqft

9355 WOLF Road, Dewey

2893 Brooks Range, Prescott, AZ, 86301 — assumable FHA mortgage at 7.22%
FHA
Active
36
$699,900$222,252 equity gap
Rate
7.22%
7.40%today
Payment
$3,322/mo
$3,382today
  • 3beds
  • 2baths
  • 2,278sqft

2893 Brooks Range, Prescott

11205 IRONWOOD Lane, Dewey, AZ, 86327 — assumable FHA mortgage at 6.51%
FHA
Active
50
$439,000$195,313 equity gap
Rate
6.51%
7.40%today
Payment
$2,705/mo
$2,960today
  • 3beds
  • 2baths
  • 2,217sqft

11205 IRONWOOD Lane, Dewey

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$525 /mo
Median cash to assume
$128,905
Jay Sobarnia

Jay Sobarnia

Realtor License: SA696671000

Home Smart Advantage

jay@tucsonlistingagent.com+15205009515
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Equal Housing Opportunity

Home Smart Advantage is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.