Jay Sobarnia

Jay Sobarnia

(520) 500-9515

Assumable homes for sale in Phoenix, AZ

19 homesFHA & VA loansrates from 2.88% vs 7.40% today

Phoenix assumption guide
7355 HUGHES Drive, Phoenix, AZ, 85043 — assumable FHA mortgage at 2.88%
FHA
Active
29
$369,000$100,912 equity gap
Rate
2.88%
7.40%today
Payment
$1,246/mo
$2,078today
  • 3beds
  • 2baths
  • 1,460sqft

7355 HUGHES Drive, Phoenix

4121 67TH Drive, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.02%
FHA
Active
37
$399,000$131,896 equity gap
Rate
3.02%
7.40%today
Payment
$1,275/mo
$2,089today
  • 3beds
  • 2baths
  • 1,535sqft

4121 67TH Drive, Phoenix

3122 77th Drive, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.55%
FHA
Active
43
$415,000$85,880 equity gap
Rate
3.55%
7.40%today
Payment
$1,636/mo
$2,507today
  • 4beds
  • 3baths
  • 1,915sqft

3122 77th Drive, Phoenix

7836 RIVERSIDE Avenue, Phoenix, AZ, 85043 — assumable FHA mortgage at 5.00%
FHA
Active
15
$350,000$7,182 equity gap
Rate
5.00%
7.40%today
Payment
$1,975/mo
$2,547today
  • 3beds
  • 2baths
  • 1,318sqft

7836 RIVERSIDE Avenue, Phoenix

3201 63RD Lane, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.33%
FHA
Active
30
$479,999$221,788 equity gap
Rate
3.33%
7.40%today
Payment
$1,312/mo
$2,067today
  • 4beds
  • 3baths
  • 3,189sqft

3201 63RD Lane, Phoenix

7129 TORONTO Way, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.47%
FHA
Active
43
$399,500$183,227 equity gap
Rate
3.47%
7.40%today
Payment
$1,120/mo
$1,734today
  • 3beds
  • 2baths
  • 1,727sqft

7129 TORONTO Way, Phoenix

5735 JONES Avenue, Phoenix, AZ, 85043 — assumable VA mortgage at 4.17%
VA
Active
34
$395,000$134,052 equity gap
Rate
4.17%
7.40%today
Payment
$1,381/mo
$1,963today
  • 3beds
  • 2baths
  • 1,480sqft

5735 JONES Avenue, Phoenix

5734 ATLANTIS Way, Phoenix, AZ, 85043 — assumable VA mortgage at 5.44%
VA
Active
67
$495,000$24,525 equity gap
Rate
5.44%
7.40%today
Payment
$3,915/mo
$4,432today
  • 3beds
  • 3baths
  • 2,271sqft

5734 ATLANTIS Way, Phoenix

6615 MELVIN Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 3.96%
FHA
Active
20
$299,900$200,943 equity gap
Rate
3.96%
7.40%today
Payment
$611/mo
$891today
  • 3beds
  • 3baths
  • 1,452sqft

6615 MELVIN Street, Phoenix

5724 ENCINAS Lane, Phoenix, AZ, 85043 — assumable VA mortgage at 6.12%
VA
Active
54
$405,000$25,238 equity gap
Rate
6.12%
7.40%today
Payment
$2,413/mo
$2,751today
  • 3beds
  • 2baths
  • 1,660sqft

5724 ENCINAS Lane, Phoenix

8037 AGORA Lane, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.27%
FHA
Active
33
$349,500$21,051 equity gap
Rate
6.27%
7.40%today
Payment
$2,120/mo
$2,379today
  • 3beds
  • 3baths
  • 1,395sqft

8037 AGORA Lane, Phoenix

649 69TH Avenue, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.50%
FHA
Active
39
$364,900$36,546 equity gap
Rate
6.50%
7.40%today
Payment
$2,120/mo
$2,322today
  • 4beds
  • 2baths
  • 1,499sqft

649 69TH Avenue, Phoenix

8327 ILLINI Street, Tolleson, AZ, 85353 — assumable FHA mortgage at 6.60%
FHA
Active
29
$410,999$25,780 equity gap
Rate
6.60%
7.40%today
Payment
$2,505/mo
$2,715today
  • 3beds
  • 2baths
  • 1,503sqft

8327 ILLINI Street, Tolleson

6222 Warner Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 4.51%
FHA
Active
17
$360,000$299,047 equity gap
Rate
4.51%
7.40%today
Payment
$428/mo
$585today
  • 3beds
  • 2baths
  • 1,342sqft

6222 Warner Street, Phoenix

7927 WATKINS Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 4.60%
FHA
Active
19
$379,000$330,989 equity gap
Rate
4.60%
7.40%today
Payment
$370/mo
$499today
  • 4beds
  • 2baths
  • 1,644sqft

7927 WATKINS Street, Phoenix

6920 MELVIN Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.02%
FHA
Active
21
$362,000$49,899 equity gap
Rate
6.02%
7.40%today
Payment
$1,976/mo
$2,277today
  • 3beds
  • 2baths
  • 1,176sqft

6920 MELVIN Street, Phoenix

4214 58TH Drive, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.36%
FHA
Active
40
$381,997$49,647 equity gap
Rate
6.36%
7.40%today
Payment
$2,164/mo
$2,406today
  • 3beds
  • 3baths
  • 1,839sqft

4214 58TH Drive, Phoenix

8031 ENCINAS Lane, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.93%
FHA
Active
37
$705,000$203,349 equity gap
Rate
6.93%
7.40%today
Payment
$3,367/mo
$3,529today
  • 3beds
  • 3baths
  • 2,391sqft

8031 ENCINAS Lane, Phoenix

6606 POLK Street, Phoenix, AZ, 85043 — assumable FHA mortgage at 6.50%
FHA
Active
27
$305,000Potential short sale
Rate
6.50%
7.40%today
Payment
$2,287/mo
$2,481today
  • 3beds
  • 3baths
  • 1,452sqft

6606 POLK Street, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$370 /mo
Median cash to assume
$93,396
Jay Sobarnia

Jay Sobarnia

Realtor License: SA696671000

Home Smart Advantage

jay@tucsonlistingagent.com+15205009515
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eXp Realty

Equal Housing Opportunity

Home Smart Advantage is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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