Jay Sobarnia

Jay Sobarnia

(520) 500-9515

Assumable homes for sale in Mesa, AZ

200 homesFHA & VA loansrates from 2.38% vs 7.40% today

Mesa assumption guide
2455 BROADWAY Road #59, Mesa, AZ, 85204 — assumable FHA mortgage at 2.375%
FHA
Active
20
$295,000$138,816 equity gap
Rate
2.375%
7.40%today
Payment
$699/mo
$1,246today
  • 2beds
  • 2baths
  • 964sqft

2455 BROADWAY Road #59, Mesa

2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$22,331 equity gap
Rate
5.81%
7.40%today
Payment
$4,850/mo
$5,717today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

2402 5TH Street #1668, Tempe, AZ, 85288 — assumable VA mortgage at 2.86%
VA
Active
23
$379,999$50,396 equity gap
Rate
2.86%
7.40%today
Payment
$1,532/mo
$2,562today
  • 2beds
  • 3baths
  • 1,135sqft

2402 5TH Street #1668, Tempe

2040 LONGMORE -- #70, Mesa, AZ, 85202 — assumable FHA mortgage at 2.98%
FHA
Active
28
$264,900$51,584 equity gap
Rate
2.98%
7.40%today
Payment
$1,012/mo
$1,666today
  • 3beds
  • 3baths
  • 1,296sqft

2040 LONGMORE -- #70, Mesa

3134 MCKELLIPS Road #178, Mesa, AZ, 85213 — assumable FHA mortgage at 2.98%
FHA
Active
22
$280,000$50,933 equity gap
Rate
2.98%
7.40%today
Payment
$1,084/mo
$1,785today
  • 2beds
  • 2baths
  • 874sqft

3134 MCKELLIPS Road #178, Mesa

125 56TH Street #57, Mesa, AZ, 85206 — assumable FHA mortgage at 3.03%
FHA
Active
35
$308,000$40,417 equity gap
Rate
3.03%
7.40%today
Payment
$1,267/mo
$2,074today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #57, Mesa

948 ALMA SCHOOL Road #13, Mesa, AZ, 85210 — assumable VA mortgage at 3.05%
VA
Active
26
$235,000$38,069 equity gap
Rate
3.05%
7.40%today
Payment
$933/mo
$1,522today
  • 2beds
  • 2baths
  • 918sqft

948 ALMA SCHOOL Road #13, Mesa

7259 EDGEWOOD Avenue, Mesa, AZ, 85208 — assumable VA mortgage at 3.10%
VA
Active
28
$460,000$66,541 equity gap
Rate
3.10%
7.40%today
Payment
$1,862/mo
$3,019today
  • 3beds
  • 2baths
  • 1,888sqft

7259 EDGEWOOD Avenue, Mesa

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale, AZ, 85251 — assumable VA mortgage at 3.45%
VA
Active
29
$345,000$66,882 equity gap
Rate
3.45%
7.40%today
Payment
$1,368/mo
$2,122today
  • 2beds
  • 2baths
  • 1,192sqft

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale

714 WILLIAMS --, Mesa, AZ, 85204 — assumable FHA mortgage at 2.73%
FHA
Active
29
$400,000$118,451 equity gap
Rate
2.73%
7.40%today
Payment
$1,305/mo
$2,219today
  • 3beds
  • 3baths
  • 1,511sqft

714 WILLIAMS --, Mesa

4260 81ST Street, Scottsdale, AZ, 85251 — assumable FHA mortgage at 2.74%
FHA
Active
28
$299,999$81,571 equity gap
Rate
2.74%
7.40%today
Payment
$1,021/mo
$1,734today
  • 2beds
  • 1baths
  • 904sqft

4260 81ST Street, Scottsdale

542 HIGLEY Road #63, Mesa, AZ, 85206 — assumable FHA mortgage at 2.81%
FHA
Active
31
$285,000$77,291 equity gap
Rate
2.81%
7.40%today
Payment
$974/mo
$1,638today
  • 2beds
  • 2baths
  • 1,184sqft

542 HIGLEY Road #63, Mesa

600 GROVE Parkway #1009, Tempe, AZ, 85283 — assumable FHA mortgage at 2.98%
FHA
Active
42
$220,000$48,361 equity gap
Rate
2.98%
7.40%today
Payment
$816/mo
$1,343today
  • 1beds
  • 1baths
  • 778sqft

600 GROVE Parkway #1009, Tempe

2254 University Drive #2, Mesa, AZ, 85213 — assumable VA mortgage at 3.05%
VA
Active
28
$380,000$77,070 equity gap
Rate
3.05%
7.40%today
Payment
$1,429/mo
$2,331today
  • 3beds
  • 3baths
  • 1,891sqft

2254 University Drive #2, Mesa

7138 BAYWOOD Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 3.55%
FHA
Active
16
$299,900$54,362 equity gap
Rate
3.55%
7.40%today
Payment
$1,218/mo
$1,867today
  • 2beds
  • 2baths
  • 1,026sqft

7138 BAYWOOD Avenue, Mesa

4843 CORRAL Road #4, Phoenix, AZ, 85044 — assumable VA mortgage at 3.06%
VA
Active
35
$320,000$67,470 equity gap
Rate
3.06%
7.40%today
Payment
$1,211/mo
$1,973today
  • 2beds
  • 3baths
  • 960sqft

4843 CORRAL Road #4, Phoenix

4627 SOUTHGATE Avenue, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.09%
FHA
Active
21
$169,900$43,710 equity gap
Rate
3.09%
7.40%today
Payment
$610/mo
$990today
  • 3beds
  • 1baths
  • 1,008sqft

4627 SOUTHGATE Avenue, Phoenix

1904 LEBARON Street, Mesa, AZ, 85201 — assumable VA mortgage at 3.89%
VA
Active
22
$399,999$25,487 equity gap
Rate
3.89%
7.40%today
Payment
$1,931/mo
$2,839today
  • 4beds
  • 2baths
  • 1,328sqft

1904 LEBARON Street, Mesa

2127 SHANNON Way, Mesa, AZ, 85215 — assumable VA mortgage at 3.76%
VA
Active
22
$379,000$58,374 equity gap
Rate
3.76%
7.40%today
Payment
$1,628/mo
$2,430today
  • 2beds
  • 2baths
  • 1,269sqft

2127 SHANNON Way, Mesa

125 56TH Street #1, Mesa, AZ, 85206 — assumable FHA mortgage at 2.71%
FHA
Active
40
$290,000$92,432 equity gap
Rate
2.71%
7.40%today
Payment
$923/mo
$1,573today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #1, Mesa

661 JOSHUA TREE Lane, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.74%
FHA
Active
46
$499,999$197,764 equity gap
Rate
2.74%
7.40%today
Payment
$1,409/mo
$2,393today
  • 4beds
  • 2baths
  • 1,489sqft

661 JOSHUA TREE Lane, Gilbert

5136 Evergreen Street #1127, Mesa, AZ, 85205 — assumable FHA mortgage at 2.81%
FHA
Active
27
$260,000$83,732 equity gap
Rate
2.81%
7.40%today
Payment
$828/mo
$1,394today
  • 2beds
  • 2baths
  • 849sqft

5136 Evergreen Street #1127, Mesa

2799 Terrace Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.84%
FHA
Active
19
$410,000$134,551 equity gap
Rate
2.84%
7.40%today
Payment
$1,278/mo
$2,142today
  • 3beds
  • 2baths
  • 1,204sqft

2799 Terrace Avenue, Gilbert

1892 SHANNON Street, Gilbert, AZ, 85295 — assumable VA mortgage at 2.91%
VA
Active
44
$575,000$186,872 equity gap
Rate
2.91%
7.40%today
Payment
$1,865/mo
$3,099today
  • 4beds
  • 3baths
  • 2,572sqft

1892 SHANNON Street, Gilbert

5540 HARMON Circle, Mesa, AZ, 85215 — assumable FHA mortgage at 2.96%
FHA
Active
34
$295,000$95,272 equity gap
Rate
2.96%
7.40%today
Payment
$947/mo
$1,564today
  • 2beds
  • 2baths
  • 1,344sqft

5540 HARMON Circle, Mesa

3222 SEAN Drive, Chandler, AZ, 85224 — assumable VA mortgage at 2.96%
VA
Active
27
$499,999$180,730 equity gap
Rate
2.96%
7.40%today
Payment
$1,514/mo
$2,499today
  • 4beds
  • 3baths
  • 2,039sqft

3222 SEAN Drive, Chandler

843 Leisure World --, Mesa, AZ, 85206 — assumable FHA mortgage at 2.99%
FHA
Active
55
$333,000$112,899 equity gap
Rate
2.99%
7.40%today
Payment
$1,036/mo
$1,703today
  • 2beds
  • 2baths
  • 1,096sqft

843 Leisure World --, Mesa

6730 Preston Street #23, Mesa, AZ, 85215 — assumable FHA mortgage at 3.00%
FHA
Active
64
$429,900$159,667 equity gap
Rate
3.00%
7.40%today
Payment
$1,308/mo
$2,148today
  • 3beds
  • 3baths
  • 1,499sqft

6730 Preston Street #23, Mesa

1342 EMERALD Avenue #418, Mesa, AZ, 85202 — assumable FHA mortgage at 3.02%
FHA
Active
36
$239,900$78,110 equity gap
Rate
3.02%
7.40%today
Payment
$789/mo
$1,292today
  • 2beds
  • 2baths
  • 1,038sqft

1342 EMERALD Avenue #418, Mesa

1307 44TH Street, Phoenix, AZ, 85008 — assumable FHA mortgage at 3.02%
FHA
Active
23
$330,000$109,061 equity gap
Rate
3.02%
7.40%today
Payment
$1,050/mo
$1,720today
  • 3beds
  • 3baths
  • 1,584sqft

1307 44TH Street, Phoenix

10 HERMOSA Drive, Tempe, AZ, 85282 — assumable VA mortgage at 3.05%
VA
Active
20
$289,500$95,258 equity gap
Rate
3.05%
7.40%today
Payment
$935/mo
$1,525today
  • 3beds
  • 2baths
  • 1,408sqft

10 HERMOSA Drive, Tempe

1255 Arizona Avenue #1122, Chandler, AZ, 85225 — assumable FHA mortgage at 3.56%
FHA
Active
22
$439,000$131,027 equity gap
Rate
3.56%
7.40%today
Payment
$1,533/mo
$2,346today
  • 3beds
  • 3baths
  • 1,681sqft

1255 Arizona Avenue #1122, Chandler

659 HAZEL Court, Gilbert, AZ, 85296 — assumable VA mortgage at 3.10%
VA
Active
39
$525,000$164,821 equity gap
Rate
3.10%
7.40%today
Payment
$1,708/mo
$2,770today
  • 4beds
  • 2baths
  • 1,945sqft

659 HAZEL Court, Gilbert

2029 AVOCA --, Mesa, AZ, 85209 — assumable VA mortgage at 3.11%
VA
Active
32
$380,000$136,749 equity gap
Rate
3.11%
7.40%today
Payment
$1,155/mo
$1,870today
  • 3beds
  • 2baths
  • 1,416sqft

2029 AVOCA --, Mesa

2027 University Drive #132, Tempe, AZ, 85288 — assumable VA mortgage at 4.17%
VA
Active
36
$389,900$56,130 equity gap
Rate
4.17%
7.40%today
Payment
$1,767/mo
$2,511today
  • 2beds
  • 3baths
  • 1,300sqft

2027 University Drive #132, Tempe

2226 FAIRVIEW Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 3.18%
FHA
Active
38
$429,900$134,087 equity gap
Rate
3.18%
7.40%today
Payment
$1,440/mo
$2,311today
  • 2beds
  • 2baths
  • 1,339sqft

2226 FAIRVIEW Avenue, Mesa

Assuming a mortgage in Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 2 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$310 /mo
Median cash to assume
$100,545
Jay Sobarnia

Jay Sobarnia

Realtor License: SA696671000

Home Smart Advantage

jay@tucsonlistingagent.com+15205009515
eXp Realty logo

eXp Realty

Equal Housing Opportunity

Home Smart Advantage is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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