Jay Sobarnia

Jay Sobarnia

Assumable homes for sale in Groom Creek, AZ

9 homesVA & FHA loansrates from 2.83% vs 7.40% today

Groom Creek assumption guide
1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,216,416 equity gap
Rate
2.83%
7.40%today
Payment
$4,427/mo
$7,431today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 equity gap
Rate
3.57%
7.40%today
Payment
$1,476/mo
$2,256today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

3803 Sheldon Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.88%
FHA
Active
42
$575,000$350,219 equity gap
Rate
3.88%
7.40%today
Payment
$1,302/mo
$1,916today
  • 4beds
  • 3baths
  • 2,360sqft

3803 Sheldon Road, Prescott

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$263,256 equity gap
Rate
4.17%
7.40%today
Payment
$1,029/mo
$1,462today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

10817 TURQUOISE Circle, Dewey, AZ, 86327 — assumable VA mortgage at 6.67%
VA
Active
23
$450,000Potential short sale
Rate
6.67%
7.40%today
Payment
$2,946/mo
$3,171today
  • 3beds
  • 2baths
  • 1,779sqft

10817 TURQUOISE Circle, Dewey

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 equity gap
Rate
4.65%
7.40%today
Payment
$2,010/mo
$2,699today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

9355 WOLF Road, Dewey, AZ, 86327 — assumable FHA mortgage at 6.89%
FHA
Active
76
$430,000$128,743 equity gap
Rate
6.89%
7.40%today
Payment
$2,008/mo
$2,113today
  • 3beds
  • 2baths
  • 1,308sqft

9355 WOLF Road, Dewey

165 ROCKY DELLS Drive, Prescott, AZ, 86303 — assumable VA mortgage at 6.34%
VA
Active
36
$655,000$429,367 equity gap
Rate
6.34%
7.40%today
Payment
$1,461/mo
$1,628today
  • 3beds
  • 3baths
  • 1,672sqft

165 ROCKY DELLS Drive, Prescott

11205 IRONWOOD Lane, Dewey, AZ, 86327 — assumable FHA mortgage at 6.51%
FHA
Active
50
$439,000$195,313 equity gap
Rate
6.51%
7.40%today
Payment
$2,705/mo
$2,960today
  • 3beds
  • 2baths
  • 2,217sqft

11205 IRONWOOD Lane, Dewey

Assuming a mortgage in Groom Creek

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$1,029 /mo
Median cash to assume
$304,182
Jay Sobarnia

Jay Sobarnia

Realtor License: SA696671000

Home Smart Advantage

jay@tucsonlistingagent.com+15205009515
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Equal Housing Opportunity

Home Smart Advantage is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.