Assumable homes for sale in Gilbert, AZ

14 homesFHA & VA loansrates from 2.91% vs 7.40% today

Gilbert assumption guide

2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%

ActiveVerified

$799,900$22,331 equity gap

Rate: 5.81%; ~~7.40%~~today
Payment: $4,850/mo; ~~$5,717~~today

5beds
3baths
3,421sqft

2535 SARATOGA Street, Gilbert

1892 SHANNON Street, Gilbert, AZ, 85295 — assumable VA mortgage at 2.91%

Active

$575,000$186,872 equity gap

Rate: 2.91%; ~~7.40%~~today
Payment: $1,865/mo; ~~$3,099~~today

4beds
3baths
2,572sqft

1892 SHANNON Street, Gilbert

2841 RANCH Court, Gilbert, AZ, 85296 — assumable VA mortgage at 3.16%

Active

$599,900$282,645 equity gap

Rate: 3.16%; ~~7.40%~~today
Payment: $1,577/mo; ~~$2,537~~today

4beds
2baths
2,728sqft

2841 RANCH Court, Gilbert

1874 SAGEBRUSH Street, Gilbert, AZ, 85296 — assumable FHA mortgage at 3.31%

FHA

Active

$625,000$377,075 equity gap

Rate: 3.31%; ~~7.40%~~today
Payment: $1,257/mo; ~~$1,985~~today

5beds
2baths
2,285sqft

1874 SAGEBRUSH Street, Gilbert

1165 HARRISON Street, Gilbert, AZ, 85295 — assumable VA mortgage at 3.45%

Active

$949,900$678,887 equity gap

Rate: 3.45%; ~~7.40%~~today
Payment: $1,401/mo; ~~$2,173~~today

4beds
3baths
3,232sqft

1165 HARRISON Street, Gilbert

2063 RANCH Court, Gilbert, AZ, 85296 — assumable FHA mortgage at 3.53%

FHA

Active

$509,000$381,895 equity gap

Rate: 3.53%; ~~7.40%~~today
Payment: $867/mo; ~~$1,332~~today

3beds
2baths
1,695sqft

2063 RANCH Court, Gilbert

2268 MARLENE Drive, Gilbert, AZ, 85296 — assumable VA mortgage at 5.23%

Active

$529,900$65,956 equity gap

Rate: 5.23%; ~~7.40%~~today
Payment: $2,727/mo; ~~$3,427~~today

3beds
2baths
1,615sqft

2268 MARLENE Drive, Gilbert

3697 OXFORD Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 3.95%

FHA

Active

$625,000$428,181 equity gap

Rate: 3.95%; ~~7.40%~~today
Payment: $1,211/mo; ~~$1,767~~today

3beds
2baths
1,943sqft

3697 OXFORD Lane, Gilbert

2944 Megan Street, Gilbert, AZ, 85295 — assumable FHA mortgage at 4.23%

FHA

Active

$414,900$372,826 equity gap

Rate: 4.23%; ~~7.40%~~today
Payment: $285/mo; ~~$402~~today

3beds
3baths
1,748sqft

2944 Megan Street, Gilbert

3497 Sierra Madre Avenue, Gilbert, AZ, 85296 — assumable FHA mortgage at 4.30%

FHA

Active

$824,000$777,895 equity gap

Rate: 4.30%; ~~7.40%~~today
Payment: $310/mo; ~~$433~~today

4beds
3baths
3,503sqft

3497 Sierra Madre Avenue, Gilbert

1601 BARBARITA Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 4.99%

FHA

Active

$485,000$401,839 equity gap

Rate: 4.99%; ~~7.40%~~today
Payment: $707/mo; ~~$912~~today

3beds
2baths
1,386sqft

1601 BARBARITA Avenue, Gilbert

3520 MORRISON RANCH Parkway, Gilbert, AZ, 85296 — assumable FHA mortgage at 5.25%

FHA

Active

$729,000$564,904 equity gap

Rate: 5.25%; ~~7.40%~~today
Payment: $1,447/mo; ~~$1,814~~today

3beds
2baths
2,305sqft

3520 MORRISON RANCH Parkway, Gilbert

1576 JASPER Court #E, Gilbert, AZ, 85296 — assumable VA mortgage at 6.19%

Active

$353,000Potential short sale

Rate: 6.19%; ~~7.40%~~today
Payment: $2,786/mo; ~~$3,153~~today

3beds
3baths
1,514sqft

1576 JASPER Court #E, Gilbert

3542 SPRING WHEAT Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.85%

FHA

Active

$625,000$605,504 equity gap

Rate: 6.85%; ~~7.40%~~today
Payment: $133/mo; ~~$140~~today

3beds
3baths
1,702sqft

3542 SPRING WHEAT Lane, Gilbert

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 1 of the 14 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate: 2.91%
Lowest existing payment: $310 /mo
Median cash to assume: $381,895