Jay Sobarnia

Jay Sobarnia

(520) 500-9515

Assumable homes for sale in El Mirage, AZ

35 homesFHA & VA loansrates from 2.78% vs 7.40% today

El Mirage assumption guide
12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
26
$314,500$49,965 equity gap
Rate
3.07%
7.40%today
Payment
$1,253/mo
$2,040today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$410,000$73,734 equity gap
Rate
3.07%
7.40%today
Payment
$1,593/mo
$2,593today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.25%
FHA
Active
27
$400,000$70,456 equity gap
Rate
3.25%
7.40%today
Payment
$1,602/mo
$2,549today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

12235 DAHLIA Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.78%
FHA
Active
50
$298,000$90,671 equity gap
Rate
2.78%
7.40%today
Payment
$978/mo
$1,652today
  • 3beds
  • 2baths
  • 1,090sqft

12235 DAHLIA Drive, El Mirage

14804 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.93%
FHA
Active
34
$365,900$117,281 equity gap
Rate
2.93%
7.40%today
Payment
$1,170/mo
$1,939today
  • 4beds
  • 2baths
  • 1,642sqft

14804 EL FRIO Street, El Mirage

10810 114TH Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 2.90%
VA
Active
49
$368,900$162,863 equity gap
Rate
2.90%
7.40%today
Payment
$984/mo
$1,638today
  • 3beds
  • 2baths
  • 1,622sqft

10810 114TH Drive, Youngtown

14909 126TH Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.01%
FHA
Active
23
$395,000$239,879 equity gap
Rate
3.01%
7.40%today
Payment
$778/mo
$1,261today
  • 3beds
  • 2baths
  • 1,685sqft

14909 126TH Avenue, El Mirage

12008 Windrose Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.23%
FHA
Active
21
$315,000$157,084 equity gap
Rate
3.23%
7.40%today
Payment
$792/mo
$1,264today
  • 3beds
  • 2baths
  • 1,090sqft

12008 Windrose Drive, El Mirage

12317 BERRY Lane, El Mirage, AZ, 85335 — assumable VA mortgage at 3.25%
VA
Active
69
$625,000$515,610 equity gap
Rate
3.25%
7.40%today
Payment
$1,838/mo
$2,410today
  • 4beds
  • 3baths
  • 2,635sqft

12317 BERRY Lane, El Mirage

11744 MAUI Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.67%
FHA
Active
57
$412,000$262,178 equity gap
Rate
3.67%
7.40%today
Payment
$928/mo
$1,401today
  • 5beds
  • 3baths
  • 2,556sqft

11744 MAUI Lane, El Mirage

11628 REDFIELD Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.75%
FHA
Active
52
$450,000$186,482 equity gap
Rate
3.75%
7.40%today
Payment
$1,414/mo
$2,113today
  • 5beds
  • 3baths
  • 3,021sqft

11628 REDFIELD Road, El Mirage

12713 MANDALAY Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.80%
FHA
Active
34
$374,900$281,947 equity gap
Rate
3.80%
7.40%today
Payment
$649/mo
$965today
  • 4beds
  • 3baths
  • 2,178sqft

12713 MANDALAY Lane, El Mirage

12917 CHERRY HILLS Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.87%
FHA
Active
46
$375,000$281,101 equity gap
Rate
3.87%
7.40%today
Payment
$593/mo
$874today
  • 4beds
  • 2baths
  • 1,832sqft

12917 CHERRY HILLS Drive, El Mirage

13633 LISBON Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 4.14%
FHA
Active
47
$449,900$209,439 equity gap
Rate
4.14%
7.40%today
Payment
$1,358/mo
$1,937today
  • 4beds
  • 3baths
  • 2,950sqft

13633 LISBON Lane, Surprise

12318 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.39%
FHA
Active
28
$339,900$16,174 equity gap
Rate
6.39%
7.40%today
Payment
$2,104/mo
$2,332today
  • 3beds
  • 2baths
  • 1,106sqft

12318 ASTER Drive, El Mirage

12505 SURREY Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.43%
FHA
Active
53
$339,999Potential short sale
Rate
6.43%
7.40%today
Payment
$2,224/mo
$2,454today
  • 4beds
  • 2baths
  • 1,978sqft

12505 SURREY Avenue, El Mirage

14227 NEWCASTLE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 6.50%
FHA
Active
31
$230,000Potential short sale
Rate
6.50%
7.40%today
Payment
$1,575/mo
$1,726today
  • 3beds
  • 2baths
  • 1,256sqft

14227 NEWCASTLE Drive, Sun City

12965 VIA CAMILLE --, El Mirage, AZ, 85335 — assumable VA mortgage at 6.50%
VA
Active
48
$449,900$13,976 equity gap
Rate
6.50%
7.40%today
Payment
$2,781/mo
$3,046today
  • 5beds
  • 3baths
  • 1,949sqft

12965 VIA CAMILLE --, El Mirage

11498 DEANNE Drive, Youngtown, AZ, 85363 — assumable FHA mortgage at 6.72%
FHA
Active
30
$449,000$10,502 equity gap
Rate
6.72%
7.40%today
Payment
$2,888/mo
$3,093today
  • 4beds
  • 2baths
  • 1,793sqft

11498 DEANNE Drive, Youngtown

12536 SAINT MORITZ Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.81%
FHA
Active
24
$310,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,224/mo
$2,360today
  • 3beds
  • 2baths
  • 1,308sqft

12536 SAINT MORITZ Lane, El Mirage

12709 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 7.06%
FHA
Active
34
$325,000Potential short sale
Rate
7.06%
7.40%today
Payment
$2,498/mo
$2,584today
  • 4beds
  • 2baths
  • 1,832sqft

12709 EL FRIO Street, El Mirage

14218 129th Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 4.34%
FHA
Active
20
$355,000$271,713 equity gap
Rate
4.34%
7.40%today
Payment
$561/mo
$782today
  • 3beds
  • 2baths
  • 1,308sqft

14218 129th Avenue, El Mirage

11348 PINEHOLLOW Drive, Surprise, AZ, 85378 — assumable VA mortgage at 4.46%
VA
Active
15
$332,000$143,980 equity gap
Rate
4.46%
7.40%today
Payment
$1,104/mo
$1,516today
  • 4beds
  • 2baths
  • 1,571sqft

11348 PINEHOLLOW Drive, Surprise

10835 114TH Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 6.62%
VA
Active
27
$389,000$26,477 equity gap
Rate
6.62%
7.40%today
Payment
$2,386/mo
$2,582today
  • 3beds
  • 2baths
  • 1,696sqft

10835 114TH Drive, Youngtown

11525 Deanne Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 6.86%
VA
Active
24
$410,000$22,323 equity gap
Rate
6.86%
7.40%today
Payment
$2,599/mo
$2,743today
  • 3beds
  • 2baths
  • 1,174sqft

11525 Deanne Drive, Youngtown

13784 COUNTRY GABLES Drive, Surprise, AZ, 85379 — assumable VA mortgage at 7.02%
VA
Active
51
$472,000$30,038 equity gap
Rate
7.02%
7.40%today
Payment
$3,015/mo
$3,132today
  • 3beds
  • 3baths
  • 2,387sqft

13784 COUNTRY GABLES Drive, Surprise

13740 BANFF Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 6.27%
FHA
Active
70
$499,950$70,510 equity gap
Rate
6.27%
7.40%today
Payment
$2,772/mo
$3,111today
  • 4beds
  • 3baths
  • 3,435sqft

13740 BANFF Lane, Surprise

11107 IOWA Avenue #., Youngtown, AZ, 85363 — assumable FHA mortgage at 6.64%
FHA
Active
25
$329,000$37,143 equity gap
Rate
6.64%
7.40%today
Payment
$1,927/mo
$2,080today
  • 2beds
  • 1baths
  • 808sqft

11107 IOWA Avenue #., Youngtown

13438 124TH Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.74%
FHA
Active
43
$488,000$58,120 equity gap
Rate
6.74%
7.40%today
Payment
$2,863/mo
$3,059today
  • 4beds
  • 2baths
  • 2,002sqft

13438 124TH Lane, El Mirage

12714 GREENWAY Road, Surprise, AZ, 85374 — assumable FHA mortgage at 7.08%
FHA
Active
9
$190,000$22,668 equity gap
Rate
7.08%
7.40%today
Payment
$1,170/mo
$1,207today
  • 3beds
  • 2baths
  • 1,330sqft

12714 GREENWAY Road, Surprise

12606 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.64%
FHA
Active
31
$350,000$99,115 equity gap
Rate
6.64%
7.40%today
Payment
$1,631/mo
$1,761today
  • 4beds
  • 2baths
  • 1,446sqft

12606 ASTER Drive, El Mirage

12709 VENTURA Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 5.41%
FHA
Active
6
$370,000Potential short sale
Rate
5.41%
7.40%today
Payment
$2,484/mo
$3,059today
  • 4beds
  • 3baths
  • 2,178sqft

12709 VENTURA Street, El Mirage

13286 REDFIELD Road, Surprise, AZ, 85379 — assumable FHA mortgage at 6.26%
FHA
Active
18
$388,000$116,947 equity gap
Rate
6.26%
7.40%today
Payment
$1,687/mo
$1,895today
  • 3beds
  • 3baths
  • 1,554sqft

13286 REDFIELD Road, Surprise

14301 4th Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.50%
FHA
Active
4
$425,000$244,992 equity gap
Rate
6.50%
7.40%today
Payment
$1,141/mo
$1,250today
  • 4beds
  • —baths
  • —sqft

14301 4th Avenue, El Mirage

11047 Fargo Drive, Sun City, AZ, 85351 — assumable VA mortgage at 7.09%
VA
Active
33
$315,000$283,070 equity gap
Rate
7.09%
7.40%today
Payment
$671/mo
$692today
  • 3beds
  • 2baths
  • 1,465sqft

11047 Fargo Drive, Sun City

Assuming a mortgage in El Mirage

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$561 /mo
Median cash to assume
$108,031
Jay Sobarnia

Jay Sobarnia

Realtor License: SA696671000

Home Smart Advantage

jay@tucsonlistingagent.com+15205009515
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eXp Realty

Equal Housing Opportunity

Home Smart Advantage is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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